Core
Join for free and get rewarded! Earn 5 points per $1 spent at
our family of brands*
Premier
Unlock more perks after you spend $350+ annually
All-Access
Become an Encore Cardmember to get Core & Premier Member benefits plus more exclusives*
Core
Join for free and get
rewarded! Earn 5 points
per $1 spent at our family
of brands*
Premier
Unlock more perks after
you spend $350+
annually
All-Access
Become an Encore
Cardmember to get Core &
Premier Member benefits
plus more exclusives*
Free Shipping
When you spend $50+*
All-Access Cardmembers
who spend $35+*
Birthday Bonus
Enjoy a birthday bonus –
on us*
Early Access
Get first dibs on new arrivals
so you can debut the latest
styles*
Free Shipping
When you spend $50+*
All-Access Cardmembers
who spend $35+*
Birthday Bonus
Enjoy a birthday bonus –
on us*
Early Access
Get first dibs on new arrivals
so you can debut the latest
styles*
Check out all the new benefits*
Core
Free to Join
Premier
Annual Spend $350+
All-Access
Cardmember
Earn
per $1
per $1
per $1 5x points
points outside our family of brands
per $1 at all other eligible retail apparel brands at all other eligible
retail apparel brands 3x points + 5 points
per $1 everywhere else
Mastercard® is accepted 1x points
Access
and experiences in the Encore Market
exclusive experiences Partner perks and exclusive experiences
returns. Returns after 30 days
receive merchandise credit. Up to 45 days to
make returns.
Returns after 30
days receive
merchandise credit.
returns. Returns after 30 days
receive merchandise credit. Up to 60 days to
make returns.
Returns after 30
days receive
merchandise credit.
collections and drops. First in line to shop
select collections
and drops.
at Banana Republic Free basic alterations at Banana Republic
Savings
purchases $50+ Free basic shipping
on purchases $50+
purchases $50+ Free standard
shipping on
purchases $50+
purchases $35+ Free standard
shipping on
purchases $35+
bonus on us.
member enjoy a
birthday bonus, on us. You and a family
member enjoy a
birthday bonus,
on us.
family members enjoy
a birthday bonus, on us. You and up to three
family members
enjoy a birthday
bonus, on us.
Super Cash, GapCash, and StyleCash
made that day at our
family of brands Receive 15% off
purchases made
that day at our
family of brands
made that day at our
family of brands Receive 20% off
purchases made
that day at our
family of brands
Become an Encore Core Member or All-Access Cardmember & start earning today.
Become an Encore Core Member
or All-Access Cardmember
& start earning today.
*Details:
First purchase discount: Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Old Navy Encore Credit Card or Old Navy Encore Mastercard® Account to receive a 30% discount on your first purchase. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase and Family of Brands Discounts cannot be combined. Discounts cannot be combined with Gap Inc. employee discount but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, and all merchandise sold and shipped by 3rd party sellers. Not valid at other Gap Inc. brands or in our Clearance Center. No adjustments to previous purchases. Offer subject to change.
Earn Points - Members: Purchases paid with gift cards or store credit do not earn points. See complete details, including how to earn points and redeem rewards, at Reward Program Terms.
Earn Points - Cardmembers: Subject to credit approval. A Gap Inc. credit card or an Encore Credit Card must be used as the sole payment type. See Reward Program Terms for details about earning and redeeming points and rewards.
Redeem points: Encore Market redemptions are final sale and cannot be returned or exchanged. Shipping fees may apply.
Free shipping: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible All-Access program members receive free Standard shipping on orders of $35 or greater with use of a Gap Inc. credit card or an Encore Credit Card. Eligible Premier members receive free Standard shipping on orders of $50 or greater. Eligible Core members receive free basic shipping on orders of $50 or greater. See Reward Program Terms for additional terms and details, including any eligibility restrictions.
Birthday: For eligible program members and their designated family members only. Gift selected in Gap Inc.’s discretion and may be subject to additional terms and conditions. See Reward Program Terms for additional details and program restrictions, including eligibility requirements.
Cash programs: See individual program terms for details.
Create your own sale day: All-Access level program members can choose their own sale day (20% off) once per year. Premier level program members can choose their own sale day (15% off) once per year. May be used one time at each of our Family of Brands on the sale day, either online or in-store. Subject to additional terms and conditions, which will be included in the offer.
Extended returns: See return policy for details.
Encore market: Encore Market redemptions are final sale and cannot be returned or exchanged. Shipping fees may apply.
Early Access: May be subject to additional terms and conditions.
Alterations: Free Alterations on BR Merch (All-Access Only): Exclusions apply. See Reward Program Terms for details.
Terms and restrictions apply to all Rewards. See Program Terms for complete details.
This card is issued by Barclays Bank Delaware
pursuant to a license from Mastercard® International Incorporated. Mastercard®, World Mastercard®, World Elite
Mastercard® are registered trademarks, and the circles design is a trademark of Mastercard® International
Incorporated.