*Details:

$0 Annual Fee: Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

Account Opening Offer: Subject to credit approval. Terms apply. Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with FitPro, Brand Ambassador, student or employee discount, but can be combined with one other offer in a single transaction. Excludes gift cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change. FIRST PURCHASE DISCOUNT: Open a new Navyist Rewards Credit Card Account to receive a 20% discount on your first purchase. If new Account is opened in Old Navy stores, discount will be applied to first purchase in store made same day. If new Account is opened at oldnavy.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. FAMILY OF BRANDS DISCOUNT: 20% discount code will be provided in the welcome kit provided at time of account opening in store or in your temporary shopping pass email for accounts opened online and is valid 1 (one) time in-store or online at each of our family of brands. Code must be presented in-store or applied at checkout online.

Earn Points: Purchases paid with gift cards or store credit do not earn points. Additional restrictions apply. See complete details, including how to earn points and redeem rewards at Program Terms. CAROMEMBERS: A Gap Inc. Credit Card must be used as sole payment type. Subject to credit approval.

5X Points: Navyist Rewards cardmembers who applied by 9/30/2022 will earn 5 points for every $1 spent on purchases. outside of Gap Inc. brands with transaction dates through 1/31/2023. After 1/31/2023. you will earn 1 point for every $1 spent on purchases outside of Gap Inc. brands. It can take up to 14 days for points to be available for redemption. See program terms for details on redeeming points and rewards.

How To Level Up: Upgrades will be processed within 60 days after qualifying, and the Status Level is valid for both the remainder of the calendar year (January 1 - December 31) in which it is earned and for the next calendar year. At the start of each new calendar year, Qualifying Purchases amount (Members) or Base Points Earned (Cardmembers) will reset to zero. Members and Cardmembers must re-quality for Status Levels as outlined above during each calendar year.

Free to Join: See Program Terms for Details.

Birthday Gift: For eligible program members only. Gift selected in Gap Inc.’s discretion and may be subject to additional terms and conditions. See Program Terms for additional details and program restrictions, including eligibility requirements.

Quarterly Bonus: Eligible program members earn the following bonus each quarter they make a qualifying purchase in-store or online at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Athleta or Old Navy: Core= 125 pts: Enthusiast: 250 pts; Icon: 500 pts. Limit one quarterly bonus per eligible program membership. For purposes of this offer, quarters begin at 12:00 am PT on 1/1/22, 4/1/22, 7/1/22, and 10/1/22. Valid only in U.S. (including Puerto Rico). Not valid in our Clearance Centers. To receive bonus, program membership must be identified with purchase. See program terms for additional terms and details, including any eligibility restrictions and when points will be available for use.

Family of Brands Bonus: Eligible program members earn the following bonus points annually when they shop 2 or more of our family of brands: 2 brands = 500 pts; 3 brands = 1,000 pts: 4 brands = 2,000 pts. Qualifying purchases must be made between 12:00am PT on 1/1/22 and 11:59pm PT on 12/31/22 either in-store or online at 2 or more of our four eligible brands - Gap (including Gap Factory); Banana Republic (including Banana Republic Factory), Old Navy, and Athleta. Not valid for purchases made at our Clearance Centers or for multiple purchases made at a single brand. Valid only in the U.S. (including Puerto Rico). Limit one (1) annual bonus per eligible program membership. To receive bonus, program membership must be identified with purchase. See program terms for additional terms and details, including any eligibility restrictions and when points will be available for use.

Free Shipping on purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater. Icon members receive free 2·3 day shipping on orders of $50 or greater. See program terms for additional terms and details, including any eligibility restrictions.

Early Access: We will send additional details about early access opportunities to eligible program members when they are available. May be subject to additional terms and conditions.

Create Your Own Sale Day: Icon level members can choose their own sale day (15% off) once per year. May be used one time at each of our Family of Brands on the sale day, either online or in-store. Subject to additional terms and conditions, which will be included in the offer.

Double Redemption Days: Double redemption day available once annually to eligible ICON program members who have rewards points in their account on the double redemption day. Details to be provided when double redemption day is offered (date determined in Gap’s discretion) and subject to additional terms and conditions. See complete program terms.

Donate Pts to Select Charities: Eligible program members can convert rewards to dollars to donate to select organizations. 100 points= $1 donation dollar. Subject to maximum program cap. Organizations chosen in Gap lnc.'s discretion. See complete program terms.

Obe 2 month free trial: Enthusiast and Icon program members who are new to or not current Obe users and have made a purchase either online at athleta.com or at an Athleta store in the U.S. only within the previous twelve months will get: 2-month tree Obe trial (Enthusiast members); 3-month free Obe trial (Icon members). Must use email link emailed by Athleta and sign up for Obe monthly subscription at obefitness.com to redeem Obe offer. Obe code must be applied at time of Obe sign-up and applies to first month(s) only. Limit one code per eligible program membership. Offer is non-transferable. Subject to terms and conditions from Obe. For Obe cancellation requests, visit https://obefitness.com/faq or contact vip@obetitness.com with questions about your membership. Cannot be combined with other Athleta or Obe offers, promotions. or discounts. Athleta is not responsible for any third party offers, products, or services or for lost or stolen codes. To receive offer, program membership must be active and in good standing. Offer subject to change. For complete details, see program terms.

Convert GapCash/Style Cash/Super Cash to Rewards: Eligible program members can convert unused Gap Cash, Super Cash, or Style Cash (“Cash Coupons") to Rewards points. You must convert your unused Cash Coupon(s) to points within 30 days of the last day to redeem your Cash Coupon. Each Cash Coupon dollar equals one program point when converted. Cash coupons are subject to the terms and conditions of each Cash Coupon program. See program terms for details, including eligibility requirements and converting Cash Coupons to rewards points.

Free Alterations on BR Merch: Exclusions apply. See program terms for details.

The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.